Welcome to FlashDen SimpleJim.
Yeah – I don’t feel comfortable about the deposits system. It’s there because FD is based on the micro-stock model – i.e. cheap prices which would result in significant transaction costs if each file was sold separately.
The expiry system is in place so we don’t have to have to forever worry about accounting for small amounts of change people forget about using in their accounts. Expired deposits are currently a very small fraction of 1% of revenue – i.e. most people end up spending it all and adding depositing more cash. 
For those who regularly use FD, the deposit system works well. It doesn’t work well for new buyers (barrier to entry) or for people who only want one file. Perhaps like yourself. So – We would like to institute a single payment system, however I don’t know about the timing thing, so you might have to wait a while.
Posted 10 months ago